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US financial regulator proposes a new rule to end the policing of morality by denying banking services
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8th December 2020
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| See article from reason.com
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US moralist institutions, including the government, have found that a great way to censor people is to control their financial access. The best example is Operation Chokepoint , a Department of Justice (DOJ) effort that put pressure on the
banking system to cut off financial access for politically disfavored industries, such as sex work or porn production. Under the Obama administration, regulators such as the Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller
of the Currency (OCC) issued threatening letters to financial institutions that processed payments for industries such as payday lenders, gun and ammunition firms, and cryptocurrency companies. The message was clear: cut back on business with these
industries, or else. Banks got the hint, and affected firms found it harder and harder to find banking partners. Bullying banks into doing the government's dirty work was a quick and easy way to get the job done. Even better: it was an extralegal
method to get rid of businesses the feds didn't like too much anyway. But of course, if something works, then why not extend it to ever more pet peeves. For example, NY Gov. Andrew Cuomo directed his Department of Financial Services to issue
Operation Chokepoint-style warning letters to financial institutions which provided services to the National Rifle Association. Climate change activists have turned similar tactics towards banks who process payments for oil and gas companies . But
help may now be coming from some unexpected quarters: the OCC, which less than a decade ago had led the charge with Operation Chokepoint. Under the leadership of acting director Brian Brooks, the OCC has proposed a rule change that would make
government-supported financial suppression much harder legally. The Dodd-Frank Act was a sweeping financial reform that, among many other things , authorized the OCC to ensure that nationally chartered banks provide fair access to financial
services, and fair treatment of customers. The intention was that minority customers be evaluated for creditworthiness on her or her own individual merits rather than the attributes of their broader group. In other words, a creditworthy individual
shouldn't be punished because they belong to some group that is considered high risk in the aggregate. The OCC would like to apply this thinking to industries through the proposed Fair Access to Financial Services rule. The largest banks in the
country--those with more than $100 billion in assets--would be prohibited from red-lining politically disfavored industries just as they are prohibited from red-lining politically oppressed populations. Rather, a gun manufacturer or pornography company
or payday lender must be evaluated on the terms of their individual creditworthiness. The rule does not require that all large banks must do business with all, say, fossil fuel companies, just like banks are not required to extend credit to every
single member of a protected class who applies for a loan. Rather, it is a nondiscrimination requirement. Large banks will not be allowed to cut off financial access for disfavored industries just because the government or some other powerful group leans
on them to do so. See more details in article from reason.com |
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US Dept of Commerce halts the US ban on downloading the TikTok app
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| 13th November 2020
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| See article from bbc.co.uk |
The US Commerce Department has halted a ban on TikTok that was due to come into effect on Thursday night. The order would have prevented the app from being downloaded in the US. The Commerce Department delayed the ban pending further legal
developments, citing a Philadelphia court ruling from September where three prominent TikTokers had argued the app should be allowed to operate in America. In September, TikTok's Chinese owner, ByteDance announced a deal with Walmart and Oracle to
shift TikTok's US assets into a new entity called TikTok Global. Donald Trump tentatively supported the deal. However on Tuesday TikTok said it had had no feedback from the US government in two months. Both Trump, and Secretary of State Mike Pompeo,
have repeatedly said that the data of US users could be passed on to the Chinese government, |
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US lawmakers are queuing up to propose internet censorship laws
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| 1st
November 2020
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| See article from xbiz.com |
US Representative Greg Steube has just introduced yet another legislative proposal aimed at internet censorship via ending Section 230 protections, and his CASE-IT Act has the distinction of attempting to define adult content in explicit and broad terms.
This adds to a long list of censorship proposals:
- The House version of the EARN IT Act, introduced by Representative Sylvia Garcia and notorious anti-sex work crusader Ann Wagner, one of the intellectual authors of FOSTA-SESTA
- The "Don't Push My Buttons" Act, introduced by Senator
John Kennedy
- The "See Something Say Something" Act, introduced by Senators Joe Manchin and John Cornyn
- A highly unusual "draft legislation recommendation" by William Barr's Department of Justice
- The
"Online Content Policy Modernization" Act (S.4632) introduced by Senator Lindsey Graham
- The "Online Freedom and Viewpoint Diversity" Act, introduced by Senators Roger Wicker, Graham and Marsha Blackburn
- The PACT Act,
introduced by Senators John Thune and Brian Schatz
- Trump's unprecedented "Executive Order on Preventing Online Censorship"
- The EARN IT Act, introduced by Graham
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Facebook and Twitter censors an expose of Hunter Biden seemingly in support of Joe Biden's election campaign
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| 16th October 2020
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| 15th October 2020. See article from
theguardian.com |
Facebook and Twitter censored a controversial New York Post article critical of Joe Biden, sparking debate over social media platforms and their role in influencing the US presidential election. In an unprecedented step against a major news
publication, Twitter blocked users from posting links to the Post story or photos from the unconfirmed report. Users attempting to share the story were shown a notice saying: We can't complete this request because this
link has been identified by Twitter or our partners as being potentially harmful.
Users clicking or retweeting a link already posted to Twitter are shown a warning the link may be unsafe. Twitter claimed it was limiting the
article's spread due to questions about the origins of the materials included in the article. Jack Dorsey, the CEO of Twitter, said the company's communication about the decision to limit the article's spread was not great, saying the team should have
shared more context publicly. Facebook, meanwhile, placed restrictions on linking to the article, claiming there were questions about its validity. The social media censorship drew swift backlash from figures on the political right, who accused
Facebook and Twitter of protecting Biden, who is leading Trump in national polls. Update: Censors caught red handed 16th October 2020. See
article from bbc.co.uk
Twitter has updated a censorship policy which led it to block people from sharing a link to a story from the New York Post about Joe Biden and his son, Hunter. The article contained screenshots of emails allegedly sent and received by Hunter Biden,
presidential candidate Joe Biden's son. It also contained personal photos of Hunter Biden, allegedly removed from a laptop computer while it was undergoing repairs at a store. Twitter's Vijaya Gadde has now said posts will be flagged as containing
hacked material, rather than blocked. She tweeted: We tried to find the right balance between people's privacy and the right of free expression, but we can do better. Empowering people to assess
content for themselves was a better alternative for the public.
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Another internet censorship bill in the US
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| 2nd October 2020
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| See Creative Commons article from eff.org
By Elliot Harmon |
EFF is standing with a huge coalition of organizations to urge Congress to oppose the Online Content Policy Modernization Act (OCPMA, S. 4632 ). Introduced by Sen. Lindsey Graham (R-SC), the OCPMA is yet another of this year's flood of misguided attacks
on Internet speech ( read bill [pdf] ). The bill would make it harder for online platforms to take common-sense moderation measures like removing spam or correcting disinformation, including disinformation about the upcoming election. But it doesn't stop
there: the bill would also upend longstanding balances in copyright law, subjecting ordinary Internet users to up to $30,000 in fines for everyday activities like sharing photos and writing online, without even the benefit of a judge and jury.
The OCPMA combines two previous bills. The first--the Online Freedom and Viewpoint Diversity Act ( S. 4534 )--undermines Section 230, the most important law protecting free speech online. Section 230 enshrines the common-sense
principle that if you say something unlawful online, you should be the one held responsible, not the website or platform where you said it. Section 230 also makes it clear that platforms have liability protections for the decisions they make to moderate
or remove online speech: platforms are free to decide their own moderation policies however they see fit. The OCPMA would flip that second protection on its head, shielding only platforms that agree to confine their moderation policies to a narrowly
tailored set of rules. As EFF and a coalition of legal experts explained to the Senate Judiciary Committee: This narrowing would create a strong disincentive for companies to take action against a whole host of
disinformation, including inaccurate information about where and how to vote, content that aims to intimidate or discourage people from casting a ballot, or misleading information about the integrity of our election systems. S.4632 would also create a
new risk of liability for services that editorialize alongside user-generated content. In other words, sites that direct users to voter-registration pages, that label false information with fact-checks, or that provide accurate information about mail-in
voting, would face lawsuits over the user-generated content they were intending to correct.
It's easy to see the motivations behind the Section 230 provisions in this bill, but they simply don't hold up to scrutiny.
This bill is based on the flawed premise that social media platforms' moderation practices are rampant with bias against conservative views; while a popular meme in some right-wing circles, this view doesn't hold water. There are serious problems with
platforms' moderation practices, but the problem isn't the liberal silencing the conservative; the problem is the powerful silencing the powerless . Besides, it's absurd to suggest that the situation would somehow be improved by putting such severe
limits on how platforms moderate; the Internet is a better place when multiple moderation philosophies can coexist , some more restrictive and some more freeform. The government forcing platforms to adopt a specific approach to
moderation is not just a bad idea; in fact; it's unconstitutional. As EFF explained in its own letter to the Judiciary Committee: The First Amendment prohibits Congress from directly interfering with intermediaries'
decisions regarding what user-generated content they host and how they moderate that content. The OCPM Act seeks to coerce the same result by punishing services that exercise their rights. This is an unconstitutional condition. The government cannot
condition Section 230's immunity on interfering with intermediaries' First Amendment rights.
Sen. Graham has also used the OCPMA as his vehicle to bring back the CASE Act, a 2019 bill that would have created a new
tribunal for hearing small ($30,000!) copyright disputes, putting everyday Internet users at risk of losing everything simply for sharing copyrighted images or text online . This tribunal would exist within the Copyright Office, not the judicial branch,
and it would lack important protections like the right to a jury trial and registration requirements. As we explained last year, the CASE Act would usher in a new era of copyright trolling , with copyright owners or their agents sending notices en masse
to users for sharing memes and transformative works. When Congress was debating the CASE Act last year, its proponents laughed off concerns that the bill would put everyday Internet users at risk, clearly not understanding what a $30,000 fee would mean
to the average family. As EFF and a host of other copyright experts explained to the Judiciary Committee: The copyright small claims dispute provisions in S. 4632 are based upon S. 1273, the Copyright Alternative in
Small-Claims Enforcement Act of 2019 (CASE Act), which could potentially bankrupt millions of Americans, and be used to target schools, libraries and religious institutions at a time when more of our lives are taking place online than ever before due to
the COVID-19 pandemic. Laws that would subject any American organization or individual -- from small businesses to religious institutions to nonprofits to our grandparents and children -- to up to $30,000 in damages for something as simple as posting a
photo on social media, reposting a meme, or using a photo to promote their nonprofit online are not based on sound policy.
The Senate Judiciary Committee plans to consider the OCPMA soon. This bill is far too much of
a mess to be saved by amendments. We urge the Committee to reject it.
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